Thank you for your good wishes. FYI, I'm just 15 years behind you ... and I, too, have made too many bad timing and pick choices. I surely hope this isn't one of them! Although, so far, I am comfortably ahead of the game. If my calcs are correct, it only needs to go to $5 for me to erase all prior errors.

Hope your retirement is pleasant, prosperous, healthy, and long. Regards ...