Interesting subject. I actually hate brokers. From what I have seen, most of them are crooks. I know an individual who inherited $100,000 dollars, 15 years ago. She still had the $100,000 dollars plus $50,000 in loans from the brokage at a higher interest rate than what her investments were returning...

Another example is my own brother, he always had more money than me. Since he has given his money to a brokage house to look after, his net worth has decreased and mine has increased by a factor of four...

What I say to people who talk about using brokers is this, go and drive by his or her house. Maybe even stop in for a visit and take a look around. Your hard earned money is paying for it...

People, the key to looking after your own money is education. It is time well spent...

Kherson