When you are young and very busy, you are 100% involved in making sure you are paying attention to details, looking after your customers, clients or whatever. There isn't quite enough time for family, health etc. and somewhere in the back of your mind you have to save for the future. My lifetime of financial advisors, brokers, insurance agents etc. have been an absolute shambles. Variety of churnina traders, retirement "specialists" - e.g. put $30,000 into a gauranteed 12.5% bond fund; I looked at it a year later & there was only $20,000 left and he was surprised that I was displeased and quit!

Last year when I came home & found I was stopped out & had no position in St. Elias - I was lucky and bought back in ending up with about 500 shares to the good. You continue to learn all your life if you care to; you learn here and also I found "Japanese Candlestick Charting Techniques" (Nison) and "Technical Analysis of the Financial Markets" by Murphey to be both helpful and interesting.

The other thing I learned is that often a person's personality greatly affects their intelligence!- watch out for that one and you'll avoid a lot of arguements.