We have had 10 years of your "if"s, "could"s and "should"s.  Why your posts don't get deleted for violating the rules on hype and/or repetition is beyond me.

I dramatically reduced my holdings years ago and my one-foot-out-the-door wife still has all of hers.  I don't talk to her about CUU, ever.  Completely off limits subject matter.  'Out of bounds' as our crack laywer would put it.  I haven't even shown her what the SP has done in the last few weeks.  Been there done that one, maybe five or six times, only to see disappointment get delivered, old wounds reopened and distrust deeped.

The floor is back to you Jason...strike-up the band!