GW, If there is anything that I have learned about owning shares of KRY is this. It's not as sexy but follow the general principals of investing, never applying anymore than $15K to any one investment. Spread it around and if you don't have $100K to invest buy into a mutual fund or ETF's. People that invest that way I "assume" sleep better at night and don't spend their awake hours over thinking any one issue like we do here or spend so much time on any one message board. In other words they are living their lives unencumbered.