Scruffy,
Give this a chance. Soul is right. One minute you have a home ,a nice family, maybe a 69 corvette. Then boom! Someone you love needs you. People shouldn't be ashamed for what happens in life. One bad illness can cost so much it is overwhelming. I know you have a good heart. I would hope I never would see you under a circumstance that would overwhelm you. And if it does and I am still around I would help you.