OK, Ill join in,... good to have some light relief on the forum after some heavy reading the last few days.

52, self employed contractor. 2 kids, RESPs loaded with POET and already up over 200%. Would love to do a POET trust fund for my sister's kids. She is in the same boat as your ex CainP.

Good health to you all and thanks for keeping this going, Cheers! P.