On the margin accounts, I did check, and my accounts, RRSP, TFSA, & Cash accounts are all NON_MARGIN accounts. I believe that margin thing only happens when you deal your trades directly with a BROKER. I personally can not afford their extravagant fees, so I set up with Q-Trade thru my bank and sell without even talking to a broker. Dont know if its pertinent or not but, it used to cost me $75 per trade, and now costs me only $10 to $12 each trade no matter what the volume or value. Maybe this is standard to all the experienced traders, but when I first started, I did not know that you could trade without a broker. Once I got rid of him, I actually started making money instead of giving it all to him. If this helps and anybody needs some Ph. #s and/or more info, please let me know, as I would be happy to let you know the little bit I do know.

Rinky