SGE1,

I believe my calculation is correct. Where did you get 360/391 ?

60 x 4 = 240.  And 240/391 = .61 

Let me know if we still have a disconnect on this.

Being cautious, I try to keep far away from irrational exuberance. I’d rather the market had a favorable surprise than a big disappointment. Everyone can put there own estimates into the equations and we can all put our imaginary money under the tree – until the real money shows up in our accounts.