Read what he has said, e.g., those monies are not available.....

Yup, those specific monies may not be available, but they can be leveraged and thereby retrieved, thus making them available - just not in the "purest sense of the word".

"What would you call it if you could not withdrawl your own money?"

I'd call it a leverageable asset. Just like a house, a car, a CD, a ten-year Treasury, etc., etc.

Man....you guys make it hard to stay in lurk mode. I'll try harder, or just stop.

SGE