Very good, strong response, and I appreciate it. Good alternatives suggested, etc. Well done.

And yes, turn-about is fair play. If my conjecture is wrong, I'll be first to step up and acknowledge it, as I believe I've done every time I've been wrong in the past (when was that? LOL Just kidding - it's happened several times). And no, I don't intend to do a big "nanner, nanner" if I'm right (but maybe a little one! LOL).

Thanks again for a thoughtful response - for everyone's benefit.

SGE