good evening Cedar,

I use an online bank.
I have no idea how it is done and with whom they work.
I know they are serious and trustworthy.
trading is fast and accurate.
I feel that I am in control, don't have to phone, wait and get stressed.

it's easy. all I need is some funds to invest :-)

you are right, the fees are rather high, but lower than a normal bank. ok, that means I might choose to think twice before trading (but I don't, at least not because of the trading fees).

Taking this opportunity to thank everybody of this forum. I am learning every day from you and it is a pleasure reading your postings and feeling amongst friends.

gerdon